Friday, December 29, 2006

Factoring Question 2

Can I sell only a portion of my invoices?

Yes. The decision of how much to factor is up to the client. Sometimes a client knows precisely how much cash flow they need in a month and will only factor invoices up to that amount. Similarly, a client may only wish to factor invoices from a certain client every month.

Whilst flexibility is built into factoring, remember that the higher the number of receivables purchased by the factor on a regular basis, the more competitive the rates will be. Generally, invoices that are payable by a larger (rather than smaller) group of creditworthy debtors, will attract more favourable rates.

© 2006 Sanjeev Aaron Williams & Cashwerks All Rights Reserved

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